(4.3 / 5)1605+ Ratings

Personal Loans Reviews

Are you looking for ways to save money when shopping at Personal Loans. Our Personal Loans coupon codes can help you do just that! Over 1605 customers have already used our coupons to save an average of $64 with Personal Loans discount codes. There are currently 28 coupons available, so now is the perfect time to join in on the savings.

Get Coupons

Overall Rating

4.3

11 Reviews

558%
442%
30%
20%
10%

About Personal Loans

Personalloans.com is a platform that connects borrowers with various lenders, offering a range of personal loan products and services. The site facilitates the comparison of loan rates from multiple lenders, allowing users to find competitive offers for debt consolidation, emergency loans, or other personal financial needs. Users can explore loan amounts up to $100,000, with the option to check rates without impacting their credit score. The service aims to provide a convenient way to access funds for major life events, expenses, or to consolidate debt into one fixed monthly payment.

Personal Loans Pros & Cons

Pros of PersonalLoans.com:

Flexible Loan Amounts: Offers loans ranging from $1,000 to $35,000.
Fast Funding: Provides funding as soon as one business day, if approved.
No Origination Fees: PersonalLoans.com does not charge any fees for its service.
Wide Lender Network: Connects borrowers with a large network of trusted lenders.
Versatile Loan Types: Offers three types of loans: installment, bank, and peer-to-peer loans.
Generous Repayment Terms: Allows repayment terms ranging from 3 to 72 months.

Cons of PersonalLoans.com:

Variable Interest Rates: Interest rates can range from 5.99% to 35.99%.
Origination Fees for Peer-to-Peer Loans: Peer-to-peer lenders charge a loan origination fee of 1% to 8%.
Potential for High Interest Rates: Higher interest rates may apply for borrowers with lower credit scores.
Variable Fees: Origination fees, late fees, and prepayment penalties may apply depending on the lender.

Personal Loans Coupon & Discount Codes

Get Started Today: Enjoy Free Service at PersonalLoans.com!

Verified 1 days ago1180 Uses

GREATOFFER

Enjoy Best Savings By Catching Personal Loans Deals Right Now!

Verified 5 days ago1240 Uses

GREATOFFER

Request from $250 to $35,000 With This Personal Loans Discount now!

Verified 5 days ago1340 Uses

GREATOFFER

Personal Loans Customer Reviews (11)

0/5

Johanne Andreasen

Verified Buyer

Sep 24, 2023

Jordan Conway

Verified Buyer

Sep 24, 2023

Terence Santos

Verified Buyer

Sep 23, 2023

Eleanor Oxley

Verified Buyer

Sep 22, 2023

Joann Ramos

Verified Buyer

Sep 22, 2023

Anthony Woods

Verified Buyer

Sep 22, 2023

Henry Ellefson

Verified Buyer

Sep 21, 2023

Laverne Starbuck

Verified Buyer

Sep 21, 2023

Yahita Kadiev

Verified Buyer

Sep 19, 2023

Francis Agnew

Verified Buyer

Sep 19, 2023

Personal Loans Customer’s Q&A

No question yet

Personal Loans Features and Benefits

Here are some key features and benefits of PersonalLoans.com:

Few restrictions on loan purpose: Personal loans can be used for almost anything, from making a large purchase to consolidating debt.
Predictable payments: Personal loans typically have fixed annual percentage rates, which means your payment amount stays the same for the life of the loan.
Fast funding: Approval often takes up to a day and some lenders offer same- or next-day funding.
No collateral required: Personal loans are usually unsecured, meaning you don’t risk losing your property if you fail to repay a loan.
Competitive Interest Rates: The average interest rate for a 24-month personal loan is lower than the average credit card rate. You may secure lower rates for a personal loan if you have a high credit score.
Flexibility to Cover Almost Any Purpose: Personal loans stand out for their flexibility, which allows borrowers to use them for various purposes without the limitations often found in auto loans or mortgages.
Rate Discounts: Many lenders offer to reduce your rate by a small amount if you set up automatic payments. Other lenders may reduce your rate by a percentage point or more on a debt consolidation loan if you let them directly pay off your debts instead of depositing the money into your bank account.

Remember, the right choice depends on your individual circumstances and financial goals. Always consider the pros and cons before making a decision.

Personal Loans Pricing

PersonalLoans.com offers personal loans ranging from $250 to $35,000 with interest rates between 5.99% and 35.99%. The loan terms can vary from 3 to 72 months.

Here is a summary of the pricing:

Loan Amount: $250 to $35,000
Interest Rate: 5.99% to 35.99%
Loan Term: 3 to 72 months
Repayment Frequency: Monthly or bi-weekly
Prepayment Penalty: None

The actual rate and terms will depend on your credit score, repayment history, and other factors.

Personal Loans FAQs

Personal Loans Alternatives

Here are the top 10 alternatives to PersonalLoans.com:

Credit Cards: Preferred for flexibility of minimum payments and reusability of funds.
Home Equity Loans: Suitable for homeowners with substantial home equity who prefer a fixed, stable payment and need a longer repayment term.
Home Equity Line of Credit (HELOC): Ideal for those who have substantial equity in their home and require reusable funds for ongoing projects.
Cash-out Refinance: A good option for those who can't qualify for a good personal loan rate or have significant equity in their home.
Personal Line of Credit: Suitable for those who don't need all the funds now, don't mind a variable rate, and have good to excellent credit.
Buy Now, Pay Later Plan: Ideal for spreading the payment out on a purchase, avoiding interest charges, and paying the balance off within the plan period.
0% Intro Card: Suitable for those with excellent credit who want to pay off some low-interest credit cards and can pay the balance off before the promotion period ends.
Peer-to-Peer (P2P) Lending: Offers more options than one lender can offer and is a good alternative for those who've been turned down by other personal loan companies.
Cash Advance Apps: Ideal for those with a regular paycheck who need a small amount and want to avoid payday loans.
Retirement Loans: Suitable for those who are eligible for loans on their retirement and are not planning to retire or switch jobs soon.

Each alternative has its own benefits and drawbacks to consider. The right alternative depends on how much money you need, how quickly you need it, and how flexible you need the terms to be.

About Personalloans.com Popular Products and Services?

Personalloans.com is known for facilitating a variety of personal loan options catering to different financial needs. Among the popular products and services are debt consolidation loans, which help individuals combine multiple debts into a single payment, and emergency loans, providing quick funds for unexpected expenses. The platform also offers loans for home improvements and relocation assistance, as well as for covering medical expenses. These services are designed to offer flexibility and convenience, with features like fast funding and a range of repayment options to suit various borrower profiles.